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Christmas Tips - Follow us!

Follow us on facebook logo or twitter logo for our Christmas Top Tips!

Starting on 15th November there will be fresh idea to inspire you to a better and more affordable Christmas. Just Follow us on Facebook or Twitter and you'll get a top tip each day in our '40 Days of Christmas'. 

Can't wait? Why not try our Life Events Christmas page to get you started. Plus our free Christmas Budget Planner.

Why not spread the cost of Christmas 2015? Join our Christmas Club, a small amount saved regularly will go a long way when 25th December comes around again. 


Christmas Loans Deadline

Christmas will soon be here, if you haven't saved in our Christmas Club, you may be planning to spread the cost of Christmas with a credit union loan.

If you aren't already a member of Advance Credit Union then please note that the final date for new loan applications to be received is Saturday 15th November 2014

The final date for top-up loans and existing members is Saturday 13th December

Applications received after these dates will not be processed until the new year. 

Payroll Saver

Payroll deduction is the easy way to save. You decide how much to save each month and it is deducted from your pay and credited to your credit union savings. It is so easy, you won't even notice, and it is amazing how quickly your savings grow! 

How much could you save? We recommend that you first complete a budget planner to see how much you can afford to save regularly. Start with a small, manageable amount that you won't miss too much. Why not put part of your savings into our Christmas Club?

Save Each month After 6 months After 1 year After 3 years After 5 years
£5 £30 £60 £180 £300
£10 £60 £120 £360 £600
£20 £120 £240 £720 £1200
£50 £300 £600 £1800 £3000


  • Saving straight from your pay packet - you won't even notice
  • Put some money away for a 'rainy day'
  • Planning for a big event, or Christmas Club
  • Apply for an EasyPlan or Select loan
  • Easy loan repayments from your pay packet
  • Internet banking 
  • Qualify for dividend on your savings
  • Confidential - your loan details are not disclosed to your employer
  • Free Life Insurance


Head Office

Advance Credit Union

200 Sutton New Road
B23 6QU

Tel - 0121 350 8883

Email - info@advancecu.org.uk

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Head Office Opening Hours

Monday 9.30am 4.00pm
Tuesday 9.30am 4.00pm
Wednesday 9.30am 12.00pm
Thursday 9.30am 4.00pm
Friday 9.30am 4.00pm
Saturday 9.30am 12.00pm
Sunday Closed Closed