# Advance Credit Union ## Posts - [Advance Credit Union welcome all members to attend our Special General Meeting on Thursday 16th October 2025 at 6.30pm](https://advancecu.org.uk/advance-credit-union-welcome-all-members-to-attend-our-special-general-meeting-on-thursday-16th-october-2025-at-6-30pm/): We are holding a virtual SGM (Special General Meeting) to ask our members to vote on a new proposed external Auditor to audit our accounts for the financial year ending September 2025. Attending the meeting Please email us at info@advancecu.org.uk to confirm attendance. Prior to the meeting you will be emailed a link to join the meeting online. We expect the meeting to last approximately 15 minutes. We would like as many members as possible to attend, to learn about the proposed new auditor and most importantly to cast your member vote. Please note you do not need a laptop […] - [Free family activities to do in Birmingham](https://advancecu.org.uk/free-family-activities-to-do-in-birmingham/): Discover free and affordable family activities in Birmingham this summer 2025! From museums and parks to creative crafts and community events, enjoy fun ways to entertain kids while saving money. - [Understanding loan repayments: what you need to know before borrowing](https://advancecu.org.uk/understanding-loan-repayments/): Thinking of borrowing in Birmingham or the West Midlands? Learn essential loan repayment tips, key terms, and safe lending advice to manage your loans confidently and avoid debt traps. - [PrizeSaver summer sizzler super draw](https://advancecu.org.uk/prizesaver-summer-sizzler-super-draw/) - [How do credit unions support communities?](https://advancecu.org.uk/how-do-credit-unions-support-communities/): Learn how credit unions support communities such as Birmingham. Discover how joining Advance Credit Union supports your community through Financial inclusion (supporting all), local economy (keeping money within the community and networks. - [How to Spot and Avoid Common Debt Traps: A Guide to Financial Freedom](https://advancecu.org.uk/how-to-spot-and-avoid-common-debt-traps/): Learn how to spot and avoid common debt traps with practical tips to take control of your finances. Discover key strategies for managing credit cards, loans, and more to achieve financial freedom. - [Advance Credit Union receives funding from Fair4All Finance](https://advancecu.org.uk/finance-resilience-fund/) - [Buying a home in 2025: Financial tips to know before buying](https://advancecu.org.uk/tips-for-buying-a-home/): Buying a home in Birmingham in 2025? Discover essential financial tips for new home buyers in B postcode areas, including budgeting, mortgages, and saving for your first house. - [Win big every month with Advance Credit Union’s PrizeSaver scheme!](https://advancecu.org.uk/introducing-prizesaver/) - [Advance Credit Union announces new general manager](https://advancecu.org.uk/new-general-manager-2025/) - [2025 Financial To-Do List for Beginners: Set Money Goals, Pay Off Debts & Prepare Taxes](https://advancecu.org.uk/how-to-transform-your-finances-in-2025/): Transform your finances in 2025 with 5 life-changing money tips from your trusted Credit Union in Birmingham. Learn how to build emergency funds, set goals, manage debt, and prepare for tax season for a financially secure year. - [Last minute Christmas guide](https://advancecu.org.uk/last-minute-holiday-guide/) - [Money mistakes we've all made at Christmas](https://advancecu.org.uk/money-mistakes-weve-all-made-at-christmas/) - [How can a credit union save you money?](https://advancecu.org.uk/how-can-a-credit-union-save-you-money/) - [Innovation lab challenge](https://advancecu.org.uk/innovation-lab-challenge/): Advance Credit Union is proud to participate in the Financial Regulation Innovation Lab (FRIL) Challenge, launched by SuperTech WM and FinTech Scotland. This partnership focuses on using innovation to improve consumer experiences and outcomes. Discover how tech solutions can enhance what we offer to our members! - [How to boost your credit score fast?](https://advancecu.org.uk/how-to-boost-your-credit-score-fast/): Your credit score is key to your financial health. In this blog, we’ll share tips to improve your score, from managing debt smartly to preventing credit file fraud. Whether you're building or rebuilding credit, these steps can help you boost your score and access better financial opportunities. ## Pages - [Back to School loans](https://advancecu.org.uk/products-and-services/loans/back-to-school-loans/): Get your family ready for the new school year with affordable Back to School Loans from Advance Credit Union. Supporting families across Birmingham and B postcode areas with low-cost, ethical borrowing. - [Proof of income](https://advancecu.org.uk/proof-of-income/) - [ID documents](https://advancecu.org.uk/id-documents/) - [Open banking request](https://advancecu.org.uk/open-banking-request/) - [Credit Builder Loan Matching](https://advancecu.org.uk/credit-builder-loan/) - [Annual General Meeting 2024 - Advance Credit Union](https://advancecu.org.uk/our-2025-agm/) - [Financial Services Compensation Scheme Information Sheet](https://advancecu.org.uk/fscs-information-sheet/) - [Terms of Membership](https://advancecu.org.uk/terms-of-membership/) - [Wellbeing Hub](https://advancecu.org.uk/wellbeing-hub/): Explore our Member Wellbeing Hub – your go-to resource for support with debt, housing, and life advice. Connect with trusted organisations offering free, confidential help. - [Social Impact Report](https://advancecu.org.uk/social-impact-report-2024/): Discover how our work is creating lasting change in Birmingham communities. Explore our latest Social Impact Report to see the difference we're making through inclusion, sustainability, and local engagement. - [PrizeSaver](https://advancecu.org.uk/prizesaver/): Want to boost your savings and have a chance to win tax-free cash prizes every month? With Advance Credit Union’s PrizeSaver account, every £1 you save is another entry into the national credit union prize draw — and it’s completely free to enter! It’s the fun, rewarding way to save, and the more you save (up to £200 per month), the more chances you have to win. Exclusive to members of Advance Credit Union, the PrizeSaver combines safe, ethical saving with the excitement of monthly prizes up to £5,000. Your savings are fully protected by the FSCS, and you can withdraw your money anytime — no catches, no penalties. Join thousands of members across Birmingham and Solihull who are saving smarter with Advance. Save, win, repeat. You must be a member to open a PrizeSaver account — join today and start saving with purpose. - [Opening a PrizeSaver account](https://advancecu.org.uk/opening-a-prizesaver-account/): Opening a PrizeSaver is so simple. All we require is your name, email and membership number with Advance Credit Union, it's that easy! If you're not yet a member with us - your local credit union in Birmingham then you can apply to become one free for all individuals - [PrizeSaver Terms and Conditions](https://advancecu.org.uk/prizesaver-terms-and-conditons/) - [Board Directors](https://advancecu.org.uk/board-directors/): Meet our board of directors, the volunteering experts behind Advance Credit Union. Responsible for strategy, planning and the direction of the credit union. - [Loan Terms and Conditions](https://advancecu.org.uk/loan-terms-and-conditions/) - [Suits Me](https://advancecu.org.uk/products-and-services/suitsmecard/) - [Birmingham Helper Loans](https://advancecu.org.uk/products-and-services/loans/needhelpbirmingham/): Looking for affordable loans and financial help in Birmingham? Advance Credit Union offers quick, flexible Helper Loans (also known as First Choice Loans) for anyone living or working in Birmingham and B postcode areas (Bromsgrove, Sutton Coldfield and Solihull, for example). No hidden fees. Discover flexible community loans trusted by thousands across the West Midlands. - [News & updates](https://advancecu.org.uk/news-and-updates/) - [FAQs](https://advancecu.org.uk/faqs/): Find quick answers to common questions about Advance Credit Union's savings, loans, membership, and more. Explore our FAQs for clear, helpful guidance. - [Become a member](https://advancecu.org.uk/become-a-member/): Join Advance Credit Union today, open to residents in Birmingham, Solihull, and all B postcodes. Access affordable loans, flexible savings, and ethical financial services tailored to your community. Become a member and take control of your money with trusted, local support - [Mobile App](https://advancecu.org.uk/products-and-services/mobile-app/): Explore our Internet banking app - [Savings](https://advancecu.org.uk/products-and-services/savings/): Save Safely with Advance Credit Union – Trusted Savings in Birmingham and Solihull At Advance Credit Union, we make saving simple, safe, and rewarding for individuals and families across Birmingham and Solihull. Whether you're building a rainy day fund, saving for Christmas, or planning ahead for your children, our range of ethical savings accounts can help you stay in control of your finances. As a not-for-profit, member-owned organisation, we offer secure, flexible savings with no hidden fees — and the potential to earn an annual dividend. From Junior Saver accounts to Christmas savings and regular deposit accounts, our members trust us to support their financial wellbeing. Your money is protected by the Financial Services Compensation Scheme (FSCS), and your membership helps build a stronger local economy. Join thousands of savers across Birmingham and start building your financial future today. - [Loans](https://advancecu.org.uk/products-and-services/loans/): Affordable Loans in Birmingham – Borrow Better with Advance Credit Union Looking for a fair, affordable loan in Birmingham or Solihull? Advance Credit Union offers low-interest, flexible loans designed to help you take control of your finances without the stress. Whether you need help with unexpected bills, home improvements, school uniforms, or want to consolidate existing debt, we’re here to support you — not profit from you. As your local, not-for-profit credit union, we offer responsible lending with no hidden charges or payday loan traps. Our members benefit from realistic repayments, fast decisions, and a team that understands the challenges facing people in Birmingham today. From Child Benefit loans to family budgeting loans and small personal loans, Advance Credit Union is trusted across Birmingham to provide ethical, supportive financial solutions when you need them most. Whether it's a payroll loan, your first loan or an emergency loan, we have got you covered. - [Contact](https://advancecu.org.uk/contact/): At Advance Credit Union, we are here to help with any questions or concerns you may have about our loan and savings options or our easy mobile app. Please reach out to us; our friendly team is ready to assist you in making financial decisions that align with your goals. - [About Us](https://advancecu.org.uk/about-us/): Advance Credit Union is a non-profit financial cooperative, open to anyone living or working in a 'B' postcode (hello, Birmingham!). We're here to help you save, borrow, and Advance right where you are. Founded in 1989, we are a Credit Union deeply committed to helping people and our community. Our strong roots in Birmingham have helped us grow together with our community, reaching 5,000 members across the city. We learn and adapt with our members in mind to obtain our vision of a stronger and more connected community where everyone has the financial tools to support their goals. - [Job Vacancies](https://advancecu.org.uk/job-vacancies/) - [Product & Services](https://advancecu.org.uk/products-and-services/): From savings to loan options we are here to encourage financial support for the the community we care for, offering a free membership to anyone living or working in Birmingham. Explore the range of saving accounts and loan solutions at Advance Credit Union - [Customer Feedback and Complaints](https://advancecu.org.uk/customer-feedback-and-complaints/): At Advance Credit Union, your feedback is invaluable in helping us enhance our services and improve your experience, whether you're providing a positive review or raising a concern. Connect with us to foster a community built on trust, transparency, and ongoing improvement. - [Website Terms and Conditions](https://advancecu.org.uk/website-terms-and-conditions/) - [Home](https://advancecu.org.uk/): Welcome to Advance Credit Union – Affordable Loans and Ethical Savings for Everyone At Advance Credit Union, we’re proud to offer fair, affordable loans and secure savings accounts to our members across Birmingham and Solihull. Whether you're looking to borrow responsibly, manage your household finances, or save for the future, we’re here to help you take control of your money. As a not-for-profit, member-owned organisation, we’re committed to promoting financial wellbeing in our community — no hidden fees, no payday loan traps, just honest, ethical support. Join the thousands of members who trust Advance Credit Union for low-interest loans, child benefit loans, family budgeting, and more. Together, we’re building stronger financial futures. - [Privacy Policy](https://advancecu.org.uk/privacy-policy/) - [Cookie Policy](https://advancecu.org.uk/cookie-policy/) [comment]: # (Generated by Hostinger Tools Plugin)