Become a member!
Where people come first, not profits!
By becoming a member, you join a welcoming and collaborative environment where your financial goals take centre stage. With our free membership, enjoy access to affordable loans, and a choice of saving accounts with our dedicated team ready to support you
Who can join?
To become a member of the Credit Union, you should be aged 18 or over and live, work; or study in B postcode (hello Birmingham)
How do I join?
- Fill in our quick application form
- Upload any required documents
- Our team will review and contact you with the next steps
Free membership
It’s free to join! To activate a savings account we require a deposit of £5 which then gets returned to you and goes into your account, applying for a loan requires no membership, complete the loan application and you will automatically become a member upon approval of a loan
Access to Savings
Becoming a member gives you exclusive access to our saving services. Saving should be simple and rewarding which it is when you save with us. Learn more about our savings
Easier to apply for a loan
Although membership is not required to apply for a loan. The application process is a lot quicker when you are. Learn more about our loans.
Hear what our members have to say:
Hi I’ve been with Acu for 9 years now and my daughter-in-law has been with them for 12 years now, we both agree they are a fantastic company and always look after you and your needs, couldn’t recommend you enough!
Sharon
Easy to apply for a loan, affordable to pay back, also a great way to save, all staff were friendly and professional and explained the process thoroughly.
Patricia
Many thanks to ACU, the best Human approach, and fair and convenient, you are blessed!
Hussein
The best loan place is easy to apply for and really good to save
Vikki
Really helpful thank you for saving money at the same time
Noami
Always there when you needed them
Valerie
Really nice staff at the Erdington branch, brilliant customer service and they are always there to help, I would definitely recommend them
Darren
Best loan place in town. Good for savings too. Lovely staff in the Erdington branch. Highly recommended for anyone looking for a loan or to help you save
Clare
Great place, really helpful and understanding. Do not take advantage of some loan companies. Consistent workers who always are happy to help not judgemental and very polite. Would definitely recommend it. They have also helped me with controlling and learning to manage my finances.
Kirsty
Credit union was a massive help to me. The saving as you pay is a great way to save. Honestly a lifesaver for me”
Emma
Lovely friendly staff always helpful and good under the pressure of the dreaded queue. Many thanks, staff
Trevor
I don’t even feel as if I had a loan everything is so straightforward
Lizie
Loans
Savings
Membership
