Become a member!

Where people come first, not profits!

By becoming a member, you join a welcoming and collaborative environment where your financial goals take centre stage. With our free membership, enjoy access to affordable loans, and a choice of saving accounts with our dedicated team ready to support you.

Click to Join

Join your local Credit Union now for free with no joining cost for all Birmingham residents living or working with a B postcode. Save or borrow with Advance Credit Union and advance your financial journey today. Together we can build financial resilience within community. People before profit.

Who can join?

To become a member of the Credit Union, you should be aged 18 or over and live, work; or study in B postcode (hello Birmingham)

Some of the areas serve the following areas: Erdington, Sutton Coldfield, Castle Vale, Kingstanding, Ward End and Solihull

How do I join?

Fill in our quick application form
Upload any required documents
Our team will review and contact you with the next steps

Free membership

It’s free to join! To activate a savings account we require a deposit of £5 which then gets returned to you and goes into your account, applying for a loan requires no membership, complete the loan application and you will automatically become a member upon approval of a loan

Access to Savings

Becoming a member gives you exclusive access to our saving services. Saving should be simple and rewarding which it is when you save with us. Learn more about our savings

Easier to apply for a loan

Although membership is not required to apply for a loan. The application process is a lot quicker when you are. Learn more about our loans.

Advantages of credit unions

Community Focused

We’re not just a financial institution; we’re a part of your community, invested in your success.

Lower Loan Rates & Fair Lending

We offer lower interest rates on loans compared to banks, payday lenders, or credit cards. This is especially beneficial for people who might otherwise turn to high-cost credit.

Not For Profit

We’re a not for profit organisation, putting people before profit.

Savings That Work Harder For You

Members will often earn dividends or competitive interest on savings, and because profits are reinvested back into the community, your money is working for you and others, not shareholders.

Stays Local

When you save with a credit union, your money stays local. It helps families and neighbours right here in our community helping build a stronger, fairer local economy for us all.

Here For You

At a credit union, you’re not just another account number. You’re a valued member. We take the time to understand your needs and support your financial wellbeing. We believe in a human friendly and helpful approach.