Products and Services

SAVINGS

Savings account: Save at your own pace, withdraw anytime. No membership or withdrawal fees.

Christmas Club Account: Withdrawals available only during November and December. Save at your own pace. Takes the financial stress out of Christmas. No withdrawal fees.

Junior Savings: Savings accounts for those under the age of 18. Parents or guardians can make deposits and withdrawals. Junior to sign for withdrawals from 12 years and older.

LOANS

FirstChoice: For new customers or those with little to no savings with us. £500 max. No top ups. 42.6%APR
 
EasyPlan: For existing customers with savings. Can apply for a top up when at £300 or less. £1200 max total balance. 34.5%APR

Select: For members with a consistent track record of saving with us or new members with a good credit score. Interest rate depending on the amount of loan, loans up to £1199 are 20%, £1200 to £3000 are 18%, £3001+ are 12%.

●      You do not need to already be a member in order to apply for a loan, you can apply for a loan straight away.

Internet Banking – https://advance.cuaccount.com/login/
View savings and loan balances. Make withdrawal requests. Send us a secure message through the online inbox.

Engage Card – https://engageaccount.com/
Prepaid debit card issued by Contis. Available to those with credit union accounts. Credit union loans and savings can be loaded onto the card. Has a unique sort code and account number you can use to have wages and benefits paid directly onto the card. Contis have their own customer service team to help with all Engage card enquiries.

Loan Protection Insurance
Loans are covered by insurance. Up until age 64. In the event of death, the loan will be covered by insurance leaving no debt for the surviving family. Subject to terms and conditions.