Need a Little Extra Help This Back to School Season?
We’ve Got You Covered!
It’s that time already! The kids are back at school, but you know what else is back is the additional cost😫
At Advance Credit Union, we’re here to help Birmingham families prepare with less worry. Our affordable, responsible loans are designed with you in mind, whether you’re balancing bills or covering those extra school essentials.
Make things easier with a loan! For B postcode Residents
Our First Choice loan is available to all who live or work in our common bond. You do not have to be an existing member, and you do not have to be employed. Whether you’re looking to balance bills or pay off those debts or need to buy that gift that’s been in the cart for a while, taking out a loan with us is the reliable and ideal approach.
Why choose our Back to school loan?
- No Membership Needed: Open to all who live or work in Birmingham’s B postcode — no employment required.
- Flexible Loan Amounts: Borrow from £200 to £500 with a competitive APR of 42.6%.
Representative example:
- (£200.00 paid over 26 weeks) £8.44 per week. Total interest charged £19.21.
- (£500.00 paid over 40 weeks) £14.36 per week. Total interest charged £74.10
- Tailored for You: Use funds for anything from school supplies to managing bills.
- Manageable Repayments: Choose repayment terms from 26 up to 40 weeks.
Don’t just take our word, hear from our members
Ana
“Accepted me for a loan when no one else would, super affordable rates too, such a genuine team that are willing to help and look beyond just your credit score.”
Louise
“I am so grateful of this place, I applied for a loan this morning and an offer was made to me 2 hours later. The staff go above and beyond to help you and are so understanding. Thank you so much”
Cara
Trisha
“I’ve had 3 loans from ACU and each time it’s been a simple process and I’ve been able to pay it back easily and also save money which I have never been able to do before thank you so much ACU! Definitely recommend to anyone struggling.”
Hayley
“I find when you need help with a loan their really supportive and friendly, I’ve been stuck a few times and also rates are good too.”
Clare
“Best loan place in town . Good for savings to . Lovely staff in the Erdington branch . Highly recommended for any one looking for a loan or to help you save”
Take the next step
Ready to make winter a bit brighter? Visit our website or reach out to us to get started. Let us help make things easier with a loan tailored to you.
How long does it take to get a loan approval?
Most of our loans are processed within 1 – 2 days but we do ask to wait up to 7 days. For a speedy loan approval please upload all the of the requested documents when you complete your loan application
Are you a member?
Saving feels good but winning feels greats
All members can start a PrizeSaver account, allowing you to save while in the chance of winning a prize of £5,000 each month. Open an account and start saving!
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