Are you in need of financial support?

Loans for anyone living or working in a B postcode

Need a break from financial stress? Whether it’s bills, rising expenses, or a well-deserved holiday, Advance Credit Union is here to help. If you live or work in Birmingham or Solihull, you can apply for an affordable, responsible loan today. No need to be a member to get started (though joining first can speed things up!).

Make things easier with a loan! For Birmingham Residents

Our First Choice loan is available to all who live or work in our common bond. You do not have to be an existing member, and you do not have to be employed. Whether you’re looking to balance bills or pay off those debts or need to buy that gift that’s been in the cart for a while, taking out a loan with us is the reliable and ideal approach. 

Why choose our first choice loan?

✅ Accessible to All: You don’t need to be an existing member, and there’s no employment requirement. Just a simple application. 

✅ Flexible Amounts: Borrow between £200 and £500 at a competitive APR of 42.6%.

✅ Designed for Your Needs: Whether it’s a bit of extra cheer or help balancing essentials, we’re here to support you

Take the next step

Ready to make winter a bit brighter? Visit our website or reach out to us to get started. Let us help make things easier with a loan tailored to you.

How long does it take to get a loan approval?

Most of our loans are processed within 1 – 2 days but we do ask to wait within 7 days.